Boat Insurance
From bow to stern, we’ve got you covered.
Get insurance for your boat online in a matter of minutes.
Protect what you love from what you don’t love: the unexpected
What if your expensive fishing gear gets damaged?
What if you accidentally damage your boat?
What if your boat or equipment was stolen or vandalized?
Buy Boat Insurance Online
Owning a boat or recreational watercraft can be fun. But chances are, it was a big investment – an investment that’s exposed to unique hazards both on the water and in transit. Protect your boat and your interests with boat insurance online, so you don’t have to worry as you get ready to make waves.
Boat insurance costs and coverage
Spend more time enjoying being on the water than worrying about your insurance. Our insurance coverage is a simple, affordable way to protect yourself and your boat from the unexpected. Customize it online by choosing coverages and limits that make sense for you. You’ll get quote package options to choose from instantly. Some of the coverages available include:
Hull & Machinery Coverage
Personal Effects & Additional Items Coverage
Liability Coverage
Rental Expense Coverage
FAQ
Is boat insurance mandatory?
How does it work?
We’re not going to judge you for insurance shopping at 2 am. Heck, that’s why we’re here. Insurance your way means you can get coverage wherever you are, any time of day or night.
What information do I need to get a quote?
To get the best price and the right coverage, we’ll need some basic information about you and your boat. It’s okay, they’re not super hard questions or anything. Questions may include:
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When would you need your coverage to start?
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What is the boat or watercraft’s size, age, make, model and value?
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What type of engine does your boat have?
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What is the location and nature of use?
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How do you store your boat?
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Do you have any other equipment or personal effects you want to cover?
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What is your insurance and claim history?
If you don’t have all the info you need to complete your purchase, just click on “Save & Continue” at the bottom of the screen and type your email address in the prompt. We’ll send you a personalized link so that you can pick up where you left off.
If you answered our questions but didn’t get a quote, talk to one of our insurance Specialists. They’ll be sure to get you the right coverage. Each package is unique, and some may have more complex insurance needs. Start your quote online now and feel free to contact us if you have questions.
What does boat insurance cost? What affects the cost of my insurance?
Our online boat insurance coverage is totally customized for you, based on your boat and your needs. The cost of your specific policy depends on factors like:
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The type of boat you have
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The make and model of your boat
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How and where you use your boat
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Where you store your boat
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Any optional coverages you add to your policy, like personal effects coverage or your trailer and boat lift
What does boat insurance cover?
Boat insurance covers your boat after an accident, including your equipment, sails, and hull. It’ll protect you from accidental boat damage and personal injury (liability) situations.
It can cover a wide range of personal vessels, such as:
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Sailboats
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Pleasure craft boats
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Pontoons
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Cruisers
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Personal watercrafts, like ski-doos and jet skis
You can also cover your personal effects like a trailer, boat lift or fishing gear.
Heads up! For commercial boating insurance, like tour operations or hauling, you’ll need a different type of coverage. Contact our insurance Specialists today to help you obtain the coverage you need.
What do I do if I have to file a claim?
If you need to file a claim, it’s okay, don’t worry, we’ll do it with you. We know accidents and claims happen, we’ve seen and heard it all. As your insurance partner and advocate, we will help you through it. Call us at 1-833-745-0299 and we’ll be here to help you navigate the situation, 24/7.
