Terms of Use

Terms of Use

Our products and services

The information and materials provided on the website are intended for general reference only, and may not describe all terms, conditions, exclusions, and exceptions applicable to Insurance Store’s (operated by Howard Noble Insurance Limited) products and services. All coverages are subject to the terms, conditions, and exclusions of the insurance policies issued. Coverages and their availability may vary due to your personal circumstances and region or area of residence. Additional minimum coverage limits may also be required by the province of Ontario. The products and services offered on the website are only available in the jurisdictions in which Insurance Store (operated by Howard Noble Insurance Limited) is properly licensed.

General terms of use

After you access our website, you automatically agree to comply with the agreement regarding its use outlined in the conditions below. This applies to other locations on our site, as well.

These terms and conditions apply to all text, images, graphics, and information that is included on our site. All of these images, text, graphics, and the other information on our site is owned by Insurance Store (operated by Howard Noble Insurance Limited) and should not be repurposed or republished.

At Insurance Store, it is our right to modify any of these terms and conditions as we see fit at any time without providing notification. When we make modifications, they go into effect as soon as they are posted. As you continue to use our site, you agree to comply with these modifications. To ensure that you continue to agree with the terms of our site, we recommend revisiting this section on a regular basis.

Please remember that our conditions and terms are meant for general application. They should also be used in conjunction with any other conditions, disclaimers, or terms that are listed on our site. We encourage you to read over these terms and conditions in order to familiarize yourself with them. If you decide that you do not accept them, you should refrain from using our site.