Cottages are fun.
Insurance shopping? Less fun.
But we can make it easier. Get started with a quick quote and see how we’re making insurance buying as smooth, simple and painless as possible.
Protect what you love from what you don’t love: the unexpected
What if you own a boat?
With a seasonal home insurance policy, you can have the option to include liability coverage for your watercraft to help protect you and your cottage lifestyle.
What if someone is injured on the dock?
What if your getaway home was broken into?
What does cottage insurance cover?
Your cottage or seasonal home is your escape from the world. But what if something happens to it while you’re away? Buying cottage insurance is essential and, good news, getting a personalized quote online is quick and easy.
You can customize your insurance quote online by choosing the coverages and limits that make sense for you. The cost of your insurance coverage will depend on things like the type of cottage you own, the location, and the personal belongings you have to protect. There will be limits for each coverage. Some available coverages can include:
Personal Property Coverage
Detached Structures Coverage
Sewer Backup Coverage
It’s important to remember to inspect your property often if you’re not always there–especially after severe weather. That way you can ensure any claims you need to make are covered according to your policy terms.
Seasonal Rental Coverage
Can I get insurance coverage if I rent out my cottage?
How much does cottage insurance cost? What determines the cost of my coverage?
What information do I need to get a quote?
To get the best price and the right coverage, we’ll need some basic information about you and your cottage property.
Questions you may need to answer include:
When would you need your coverage to start?
Where is your cottage located?
What is the age of your cottage?
How close is your cottage to fire services?
How often is your cottage occupied or inspected?
What is your insurance and claim history?
What do I do if I have to file a claim?
If you need to file a claim, it’s okay, don’t worry, we’ll do it with you. We know accidents and claims happen, we’ve seen and heard it all. As your insurance partner and advocate, we will help you through it. Call us at 1-833-745-0299 and we’ll be here to help you navigate the situation, 24/7.
We love our clients.
Turns out, they love us too.