Business Interruption Insurance
When business comes to a halt, how will the bills get paid?
We can help get you coverage to make sure that your business doesn’t get hit hard when cash flow gets disrupted.
Protect what you love from what you don’t love: the unexpected
What if your main buyer went out of business?
Losing your primary source of cash flow can cripple a business. A contingent business interruption policy can help pay for operating expenses while you locate a new supplier, partner, or main customer who can fill the newfound gap.
What if your storefront was damaged, and the repairs took weeks or months?
A business interruption policy can make it possible for your business to survive, even through periods of diminished or halted income. This helps offset the secondary effects of property damage.
What if a cyber attack halts online sales?
For businesses that rely on e-commerce to bring in much of their income, cyber attacks can be disastrous. The proper coverage can fill in for that lost business income until systems are secured and brought back online.
What if there is a government-mandated business closure?
Civil authority business interruption can help protect your business when the government mandates a closure that prevents or diminishes your business operations.
FAQ
Why do I need business interruption insurance?
While the primary effect of property damage or natural disaster is the damage itself, the secondary effect is the loss of income to the business as a result of those damages. Your commercial property policy doesn’t always compensate your business when these interruptions occur.
How do I know if my existing insurance coverage is sufficient for my business?
We can assist with that! No matter which type of business you have, we can find the right coverage tailored to your business needs, or even answer questions about your existing coverage. With access to numerous insurance providers and a deep understanding of commercial insurance, our Insurance Specialists can help you. Contact us at 1-833-745-0299 or request a quick quote here. We’ll ensure you get the coverage you need.
How much does business interruption insurance cost?
The cost of your insurance policy depends on several factors unique to your business, like your annual revenue, operating expenses and number of staff. Each business is different, and so are the coverage needs. Speak with an advisor to learn more!
What should I do if I need to file a claim?
If you need to file a claim, don’t worry, we’re here to help. As your insurance partner, we’ll assist you throughout the entire process. Call us at 1-833-745-0299, and we’ll support you every step of the way, available 24/7.
