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Skilled Trades
Insurance

Onsite accidents are a reality.
So is easily getting insurance.

Our business pros will help you get the coverage you need with access to a wide range of commercial insurance providers and products. Think of us like your insurance partner. Get started with a quick quote and get back to business, fast. Smooth, simple, as painless as possible.

Protect what you love from what you don’t love: the unexpected

What if a visitor was injured on your construction site?

Someone got injured or their property was damaged because of your business. Insurance can protect you financially.

What if your tools and equipment disappeared overnight?

Your equipment needed for work got stolen from a locked room. Work stops. But skilled trades insurance can assist in the replacement of your tools and equipment. And work starts up again faster.

What if your company is named in a lawsuit?

Your company is named in a lawsuit as a result of your work. The right coverage can help cover legal expenses.

Buy Skilled Trades Insurance

We can’t make buying insurance fun, but we can make it better. Whether you have a small, medium or large organization, skilled trade contractors need the right insurance to make sure they are protected for the realities of doing business. Insurance Store Specialists are experts in commercial insurance, and will help you get the coverage you need, fast. Need a policy review? We can help with that too. Get started with a quick quote.

Skilled trades insurance costs and coverages

Contractors Equipment Floater Coverage

Protects your equipment, other than tools, from hazards or events covered under your policy when at your business or on a project site.

Commercial General Liability Coverage

Covers you in case someone is injured or their property is damaged as a result of your business operations.

FAQ

Why do I need skilled trades insurance?
Even if you’re a small sub-contractor, you need to protect yourself, your tools and equipment to stay moving if something unexpected happens. If your business relies on tools and equipment, you should know exactly how much it would cost to replace them. Make sure you get insurance that covers the total cost including sales tax or you could be out of pocket if they’re damaged or stolen.
How do I know if insurance coverage is a good fit for my business?

Let us help! From electricians to landscapers, we can help you find the coverage you need for your business operations. We work with a lot of insurance providers and we know the commercial insurance landscape and products available. We can help with many skilled trades, including:

  • Drywall Installation
  • Duct Cleaning
  • Tile Installation
  • HVAC
  • Electricians
  • Plumbers
  • Janitorial Services
  • Landscaping
  • and many more

If you don’t see your operation listed, don’t worry! Please contact our Insurance Specialists at 1-833-745-0299 or start with a quick quote. They can help make sure you get the right coverage for your business. Feel free to call, chat with us, or email our insurance Specialists if you have questions and need some guidance.

How much does skilled trades insurance cost?
The cost of your specific policy depends on a few factors that are unique to your business, including what kind of work you do, the number of people that work for you, your annual revenue and more.
What information do I need to get a quote?

To get the best price and the right coverage, we’ll need some basic information about you and your business. It’s okay, they’re not super hard questions or anything. Questions may include:

  • When do you need your coverage to start?
  • What types of services does your business provide?
  • Do you contract out any work to others?
  • What is the company structure of your business? (Are you the only owner or is it a partnership?)

The types of questions you’ll need to answer may vary depending on your business and the type of insurance coverage you need. Each package is unique, and some may have more complex insurance needs. Talk to one of our Insurance Specialists. They’ll be sure to get you the perfect coverage. Start by getting a quick quote.

What do I do if I have to file a claim?

If you need to file a claim, it’s okay, don’t worry, we’ll do it with you. We know accidents and claims happen, we’ve seen and heard it all. As your insurance partner and advocate, we will help you through it. Call us at 1-833-745-0299 and we’ll be here to help you navigate the situation, 24/7.

We love our clients.
Turns out, they love us too.

…always provided great customer service and response times.
Teresa S.
…always prompt, efficient and knowledgeable.
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