Commercial Auto & Fleet Insurance, Windsor, ON

Physical damage coverage is another essential aspect of commercial auto & fleet insurance, covering damage to the insured car caused by theft, vandalism, natural disasters, and damage caused by a collision with another vehicle or object. When your company relies on your fleet to get the job done, you need coverage that responds quickly to get back on your feet.

If a driver who doesn’t have insurance or doesn’t have enough insurance causes an accident, this coverage helps protect your company and drivers by paying for medical bills and property damage. Another piece of this is a medical payments policy that helps pay for the insured person’s and their passengers’ medical bills, no matter who was at fault in an accident.

In addition to paying for damages to your fleet, commercial auto & fleet coverage can also include cargo coverage. Essentially, if your Windsor, Ontario business uses its vehicles to move goods or cargo, this coverage protects the value of the goods in case they are stolen, damaged, or lost while in transit.