Online Sports Equipment Insurance



Biking, kayaking, surfing, golfing, paddle boarding, snowboarding, skiing – in winter, spring, summer, and fall, you get outside to adventure. Any chance you get, you also buy new gear to adventure with. Even though you’re always focused on that next adrenaline rush, you’re worried about what you’d do if something happened to your sports equipment. Sound like you?

Quote and buy in 5 minutes online.


We’re your insurance partner, only working for you and giving you the coverage you need for the adventure-packed life you lead. Your sports equipment insurance will pay to cover replacing or repairing your equipment in the event of an insured loss, theft, or accidental damage. This way, you can get out there on your mountain bike, paddle board, snowboard, or skis without holding back.


Buy sports equipment insurance online in minutes at Insurance Store. Like any good retail store, we carry tons of insurance products, delivering only what you need at the best rate. We believe buying insurance shouldn’t be difficult, and all it takes to get insurance for your sports equipment online is a few minutes.


Buying sports equipment insurance online at Insurance Store is quick and easy, so you spend less time thinking about getting coverage and more time planning your next adventure. Enter the type of equipment you have, what it’s worth, some basic info about you (name, address, phone number, etc.), and you’re good to go.

Sports Equipment Insurance – What You Should Know

Take a quick inventory of the sports equipment you own. Could you afford to replace it if it were stolen or accidentally damaged? Lots of amateur athletes and sports enthusiasts assume that their expensive sports equipment is protected by their home insurance policy, but did you know that high value sports equipment may extend beyond the limits of your home, condo or renter insurance policy?

For an average price of $200 per year, our sports equipment insurance coverage protects the expensive gear you adventure with – like your bike, golf clubs, snowboard, skis or paddle board. You can even add coverage for your specialty clothing and accessories, like helmets, pads, lifejackets and wetsuits.

Buying sports equipment insurance online is quick and easy. Just answer a few questions about the type of equipment you have, like make and model, what it’s worth, some basic info about you and you’re good to go. Want to add coverage for your accessories, like a helmet or protective gear like a wetsuit, goggles, or a lifejacket? No problem! You have the option to add clothing and accessories to your package too.

It only takes a few minutes to complete the online process and purchase your coverage.

Our sports equipment insurance coverage is totally customized for you. On average, a sports equipment insurance policy can cost approximately $200 per year.  The cost of your specific policy depends on the value of the equipment you would like to insure, and a few different factors like if it was new or used when you purchased it and what clothing or accessories you would like to cover.

As soon as you finish your purchase, we’ll email you your insurance documents.

To get the best price and the right coverage, we’ll need some basic information about you and the equipment you’d like to cover. 

Questions you may need to answer include:

  • What is your postal code?
  • When would you need your coverage to start?
  • What is the make, model and value of your equipment and accessories? 
  • Do you participate in competitive events?
  • Was your equipment new or used when you purchased it?

You sure can. Just click on “Save & Continue” at the bottom of the screen and type your email address in the prompt. We’ll send you a personalized link so that you can pick up where you left off.

Each package is unique, and some may have more complex insurance needs. If you answered our questions but didn’t get a quote, talk to one of our Insurance Specialists. They’ll be sure to get you the perfect coverage.  Start your quote online now and feel free to call, chat with, or email our Insurance Specialists at any point if you have questions.

Some of the coverages available include:

  • Equipment coverage – covers repair or replacement of your sports equipment valued up to $25,000 in the event of an insured loss, theft, or accidental damage.
  • Accessory coverage – covers repair or replacement of your high value sports accessories and apparel in the event of an insured loss, theft, or accidental damage.

You can pay by Visa, Mastercard or American Express.

Call our Insurance Specialists at 1-833-745-0299. They’ll lead you through the claims process and make sure you’re taken care of every step of the way.