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HomePersonal Insurance, Collingwood, ON

Personal Insurance, Collingwood, ON

We all have things that are important to us in life: family, home, vehicles, etc. You likely do everything you can to keep those valuable things safe and protected. You should also consider keeping them protected through insurance coverage when possible. Personal insurance can help you protect all those things you hold important and dear in your life, so you never have to worry.

 

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Vehicle Insurance

Whether it’s for your car, classic car, RV, motorcycle, ATV or snowmobile, we’ll help you find the coverage you need.

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Leisure & Lifestyle Insurance

Sometimes you need insurance for the fun stuff. From special events to storage units to insurance you may not even know you need: we’ll help protect it.

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Home Insurance

We help protect homeowners, condo owners, and tenants. We also cover rental properties, cottages, and secondary or seasonal homes.

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Identity Protection Insurance

What’s worse than shopping for insurance? Identity theft. But it and other digital crimes are on the rise. We can help.

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Why trust Insurance Store?

Our diverse team of specialists have experience that spans several generations and insurance types.

Questions? We’ve got answers.

No matter what types of questions you have, our insurance Specialists have answers. And you can contact us via phone, email, online, or in-person at our various locations.

We work for you. End of story.

We’ll work with you the way you choose and support you the way you need. We’re direct, honest and helpful.

We’re connected. Like, really connected.

We work with all of the major insurance companies in Canada, so we know the best products available and work to find the right solution for you.

Get insurance coverage for the things that are important for you in life.

Personal Insurance in Collingwood, Ontario

At Insurance Store, we understand that shopping for insurance is not top of everyone’s list, as it can be filled with trying to interpret long words, agreements, and fine print. No one really enjoys this task. Well, no one except for us, that is. We have been helping anyone in the Collingwood, Ontario area find personal insurance policies for over 60 years.

We are experts and stay updated on everything you need to know you have the best insurance policy for your specific circumstances, and we enjoy helping you find the right match. We can help you find vehicle insurance, home insurance, lifestyle insurance, identity protection insurance, and more to help you protect everything important in your life.

We will always put you and your needs first

We understand that shopping for personal insurance can be difficult, so our specialists will help break down the policies available in a way that is far easier to understand. We can also help you filter through the policies available to find something that is just right for you, as well as bundle where possible to help you save money. As your insurance partner, we will always put you and your needs first to give you the best possible policy.

Let us help you find the best possible personal insurance for all the things that are important in your life. Give us a call to get started today.

Coverage explained

Liability Coverage

Under a home insurance policy, this protects you if you are sued as a result of damage or injuries you accidentally caused. Under an auto insurance policy, this is mandatory to drive a vehicle. It provides financial protection for damage or injuries to another person or vehicle if you caused the accident.

Water Coverage

Water is a leading cause of damage for homeowners. Typically referred to as Overland Water Coverage, this optional coverage can cover damage that occurs when water enters your home due to a body of water overflowing like a lake or river, heavy rains, or rapid snowmelt. Something to keep in mind as severe weather patterns in Canada continue to increase.

Property Coverage

This coverage is often referred to as Contents Insurance and is included in a home insurance policy. It protects anything you own that you could pick up, pack and move with you to a new home. These items are even covered when they’re temporarily outside of your home, like in your car. You can usually choose the Contents Insurance coverage amount that makes sense for you.

Identity Theft Coverage

Identity theft typically occurs because the thief wants to use stolen personal information for financial gain. With this insurance, you protect yourself, your finances, and your reputation if someone steals your identity. Please note, if you deal with online transactions that require personal information, there’s always a risk. You will still need to safeguard your personal information online, but identity theft insurance removes some of the concern and hassle.

FAQ

Is home insurance mandatory?
Honestly, home insurance is not legally mandatory in Ontario and British Columbia. But, if you need a mortgage, it’s often required by the bank or lender to have home insurance and display proof.
Is car insurance mandatory?
Yes. In Canada, it’s the law. Anyone who owns or leases a vehicle must purchase insurance in order to drive that vehicle.
How do insurance companies decide insurance rates?
Insurance companies determine rates differently for different insurance products.

For home insurance, some factors that affect your premiums include: where you live, the replacement cost of your home, materials used to build your home, the age of your home and the coverages you need. Coverages can include personal contents coverage or optional coverage like increased limits for jewelry protection.

For car insurance, some factors that affect your premiums include: where you live, the type of car you drive, your insurance history, if you commute to work, and any optional coverages you select.

What do I do if I have to file a claim?
If you need to file a claim, it’s okay, don’t worry, we’ll do it with you. We know accidents and claims happen, we’ve seen and heard it all. As your insurance partner and advocate, we will help you through it. Call us at +1 (833 ) 745-0299 and we’ll be here to help you navigate the situation, 24/7.
What is the value of working with an insurance Specialist?
Like we said, shopping for insurance is not fun. So think of us as your insurance partner. We’ll do everything we can to make getting the right coverage as smooth, simple and painless as possible. We know every insurance situation is unique, so we know the important questions and will learn about you to make sure your policy gives you the protection that you need.

We’ll also cut through the industry jargon to make sure you understand your policy, and help you navigate optional coverages to recommend additional options you may want or need. As your needs change, your insurance Specialist will help you update your policy to make sure you stay covered. 

An insurance Specialist is also aware of discounts offered by insurance companies and can recommend combining products to save you time and money. In fact, some insurance companies and their products are only available through an insurance Specialist. Bottom line? We can save you money too.

We love our clients.
Turns out, they love us too.

…always provided us with convenient and dependable service.
Ian T.
Friendly and helpful staff. They answered all my questions and made the process easy.
Jane G.

Call Us

1-833-745-0299

Online

Get in Touch

Email

info@insurancestore.ca

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Our Locations

At Insurance Store, we offer personal insurance to those in Woodstock, Chatham, Collingwood, Barrie, Windsor, and the rest of Ontario.

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PERSONAL INSURANCE

Vehicle Insurance

Home Insurance

Leisure & Lifestyle Insurance

Identity Protection Insurance

FARM INSURANCE

BUSINESS INSURANCE

ABOUT US

SERVICES

Our Locations

BARRIE

64 Cedar Point Drive
 Unit 1406
Barrie, ON L4N 5R7
(705) 737-0136

CHATHAM

350 LaCroix Street
Unit 4
Chatham, ON N7M 2W3
(519) 676-6104

COLLINGWOOD

1 Hume Street
Suite 105
Collingwood, ON L9Y 0X3
(705) 445-4738

HUNTSVILLE

48 King William Street
Unit 1
Huntsville, ON P1H 1G3
(705) 990-4861

WINDSOR

325 Devonshire Road
Suite 120
Windsor, ON N8Y 2L3
(519) 259-1955

WOODSTOCK

476 Peel Street, 3rd Floor, Woodstock, ON N4S 1K1
(519) 539-2071

By Appointment Only
Open for business, and ready to help with all your insurance needs by phone or email. Contact Us Now
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