The New Year brings with it a lot of motivation to organize and improve your daily life. Here at Insurance Store, we want to help you take advantage of this motivation by giving you some ideas that will help you in your future. After the holiday season is a great time to update your home inventory. This will help you save time and effort in the event of a home insurance claim. It might also surprise you to learn what the belongings in your home are really worth. Here are a few great ideas to help you get started on creating your own inventory system.
First, don’t reinvent the wheel if you don’t have to! There are many printable spreadsheets, apps and lists that you can find online to help you inventory your belongings. Make sure you are carefully writing down crucial and pertinent information, like the year you bought the item and for how much, along with make and model numbers. This will be the first thing that you’ll want to know in the event of a claim. Pictures are helpful as well, but not always necessary.
Second, keep this information in multiple safe places. A printable copy is great to have in a fire-rated safe, while you might have the same information in an app on your smart phone. Having a back-up to your information is essential in case of an emergency.
Finally, don’t forget to review your home insurance policy with your Insurance Store broker periodically to make sure you have the appropriate coverage! Contact us today if you have any questions.